Downsizing Resources:
Canada
Practical and authoritative information for downsizing and household transitions in Canada, covering housing choices, aging in place, accessibility, moving, address changes, donations, and other considerations involved in a household transition.
Canada-wide resources
Official Government of Canada and national resources that can help with decisions about staying or moving, housing and accessibility, planning a household move, updating important records, forwarding mail, and dealing with belongings.
Government of Canada guidance on planning for changing housing, health, mobility, finances and support needs, including whether your current home will continue to meet your needs or whether moving or downsizing may be appropriate.
Information about housing choices, costs and considerations for older Canadians, including staying at home, adapting a home and exploring alternative housing when needs change.
Canada Revenue Agency information about the federal tax credit for eligible renovations that improve accessibility or reduce the risk of injury in a qualifying home.
Government of Canada consumer guidance on choosing a reputable mover, getting written estimates, insurance, storage, preparing for moving day, protecting belongings and handling problems or complaints. It also includes a moving checklist.
A central guide for updating your address with federal programs and services, including CRA, CPP, OAS and other government accounts. Address changes are not automatically shared between departments.
Canada Post information about forwarding personal mail when moving or temporarily relocating, including eligibility and available forwarding options.
Canada Revenue Agency information about determining the fair market value of non-cash donations when belongings are given to a registered charity and an official donation receipt may be issued.
What to research in your province or community
Housing programs, property rules, tax assistance, waste services and community supports can vary considerably by province, territory and municipality. Check official provincial, territorial and local sources where you live for the following information.
Senior and accessible housing
Research local independent-living, seniors’ housing, supportive-housing and affordable-housing options, including eligibility requirements, costs and waiting lists.
Home accessibility and renovation assistance
Check for provincial, territorial or municipal grants, loans, tax credits or other programs that may help with accessibility improvements, safety modifications or home repairs.
Property taxes and homeowner programs
Find out whether your province or municipality offers property-tax credits, rebates, grants or deferral programs for older adults, people with disabilities or qualifying homeowners.
Provincial and territorial benefits
Check for financial assistance, housing benefits, accessibility programs and other supports available through your provincial or territorial government.
Local aging and community services
Research transportation, meal programs, home support, caregiver assistance and other services available through municipal, regional or community organizations.
Waste, recycling and special disposal
Check local collection and disposal requirements for furniture, appliances, electronics, hazardous materials and other items that may need special handling during a downsizing project.
Donation and reuse options
Look for reputable local charities, reuse centres and community organizations that accept furniture, household goods, clothing and other belongings.
